(Publié aussi en français sous le titre Appendice A – Guide sur les protections d'assurance offertes aux fonctionnaires en cours de déplacement)
Effective Date: April 1, 2008
Note: Insurance coverage varies based upon an employee's profile and specific travel requirements. Employees are advised to verify all insurance coverage.
|
INCIDENTS |
HIGHLIGHTS OF INSURANCE COVERAGE |
SOURCES |
EMPLOYEE INQUIRIES |
|---|---|---|---|
|
Death and Dismemberment |
Multiple insurance plans |
Public Service Superannuation Act Public Service Management Insurance Main Plan Public Service Management Insurance Executive Plan Flying Accidents Compensation Regulations ********** American Express, Government Travel Card Program ($500,000 Travel Accident Insurance) Standing Offer / Agreement with PWGSC and car rental agencies American Express Government Travel Card Program (Car Rental Accidental Death & Dismemberment Insurance) |
Contact your Human Resources Compensation Section, Pay & Benefits Section ********** Contact your designated Departmental Travel Co-ordinator |
|
Injury-on-Duty Leave |
Employees disabled due to an occupational injury or disease entitled to injury-on-duty |
Government Employees Compensation Act Public Service Terms and Conditions of Employment Regulations Collective Agreement |
Contact your Human Resources Compensation Section, Pay & Benefits Section |
|
Long-term Disability |
Monthly income benefit when unable to work for lengthy period due to disabling illness or injury following an "elimination period" |
Public Service Management Insurance Plan (Main & Executive) Disability Insurance Plan |
Contact your Human Resources Compensation Section, Pay & Benefits Section |
|
Medical Expenses Resulting from Illness or Injury |
Employee coverage Emergency Travel Assistance Services Eligible expenses |
Public Service Health Care Plan Public Service Dental Care Plan |
Contact your Human Resources Compensation Section, Pay & Benefits Section |
|
Private Life Insurance Benefits Deemed Null and Void Because Death Resulted from War or Other Hostile Activities |
Compensation to survivors of federal public servant |
High Risk Travel Compensation Plan |
Contact your Human Resources Compensation Section, Pay & Benefits Section |
|
Indemnification and Legal Assistance Related to Actions Arising from Performance of Duties Including While in Travel Status |
Indemnification and protection from certain financial costs of Crown servants against liability to the Crown and to third parties and provision of legal assistance where appropriate |
Policy on Indemnification of and Assistance for Crown Servants |
Contact your designated Departmental Travel Co-ordinator |
|
Damage to Privately-owned Vehicle Driven on Official Business |
Employer assumes no financial responsibility other than paying authorized kilometric rate and supplementary business insurance premium, when required. |
Travel Directive Appendix B – Kilometric rate |
Contact your designated Departmental Travel Co-ordinator |
|
Damage to Crown-owned Vehicle Driven on Official Business |
Federal government "self-insures" its own vehicles |
Motor Vehicle Policy |
Contact your designated Departmental Travel Co-ordinator |
|
Auto Rental Public Liability and Property Damage (PL&PD) Coverage |
Rental rate includes some rental insurance |
Standing Offer / Agreement with PWGSC and car rental agencies |
Contact your designated Departmental Travel Co-ordinator |
|
Damage to Rental Vehicle |
Collision Damage Waiver or Loss Damage Waiver (DCW/LDW) |
American Express, Government Travel Card Program |
Contact your designated Departmental Travel Co-ordinator |
|
Unexpected Return Home Insurance |
Unexpected return home coverage in the event of the death of an immediate family member while on government travel |
American Express Government Travel Card Program |
Contact your designated Departmental Travel Co-ordinator |
|
Flight and Baggage Delay and Hotel/Motel Burglary |
Coverage for the following: Maximum aggregate benefit Reasonable expenses Loss of personal items |
American Express, Government Travel Card Program |
Contact your designated Departmental Travel Co-ordinator |
|
Lost or Stolen Baggage |
Payment for lost or damaged baggage |
American Express, Government Travel Card Program |
Contact your designated Departmental Travel Co-ordinator |
|
Car Rental Personal Effects Burglary |
Burglary to personal effects while such are in transit in the Rental auto Insured is covered in the event of robbery or theft of personal effects (except money) while being carried, worn or used in travel status (with limitations) |
American Express Government Travel Card Program |